18 months, 0% interest
Equal monthly payments on approved credit. The most popular option for single- and two-zone systems.
Apply nowFinancing & rebates
Heat Pump Financing — 18 Months, 0% Interest
Comfort now, pay over time. Apply in minutes, rebates applied first, no prepayment penalty.
- Mitsubishi Diamond Contractor ELITE
- 12-year parts & labor warranty
- 180-Day Comfort Guarantee
- Veteran-owned since 2013
Longer-term plans
Lower monthly payments for whole-home conversions, through Synchrony. Often less per month than the oil bill you're replacing.
Apply nowRebates first
Your $6,000–$10,000 NYS Clean Heat rebate comes off the invoice before financing, so you borrow less.
Check rebatesFinancing questions
What financing do you offer?
18 months at 0% interest with equal monthly payments on approved credit, plus longer-term plans through Synchrony for larger whole-home projects. Many single-zone systems come in under $100 a month; the payments are often less than the fuel bill they replace.
How do I apply?
At your free estimate, or online through our financing request form — approval usually takes minutes. We apply rebates first so you finance the smaller number.
Can I combine financing with rebates?
Yes. The NYS Clean Heat or Efficiency Vermont rebate comes off the invoice as an instant discount, and you finance the balance.
Is there a prepayment penalty?
No. Pay it off early any time.
Does financing cover water heaters and furnaces too?
Yes — any installation we do, including RUUD furnaces, central air, boilers and water heaters.
What about NYS energy loans?
New York's Residential Financing programs (through NYSERDA, income-based) may offer low-interest loans for qualifying homeowners. We'll tell you if you qualify and how it compares with our 0% plan.
NYS Clean Heat · Efficiency Vermont
See what you qualify for
Rebates: $6,000–$10,000
New York homeowners switching from oil, propane or electric baseboard to a Mitsubishi cold-climate heat pump qualify for NYS Clean Heat utility rebates through National Grid or NYSEG — the highest tier goes to whole-home conversions. Vermont homes get a set per-unit amount through Efficiency Vermont plus utility bonuses. We confirm your exact number at the free estimate and submit every application for you.
Free in-home estimate
Get an exact price for your home
Takes 30 seconds. We reach out within one business day, visit your home, size the system properly, and hand you a written price with every rebate already applied. No pressure, no obligation.
- $6,000–$10,000 in NY rebates — we file the paperwork
- 18 months, 0% interest financing available
- 12-year parts & labor warranty with our Elite Care Plan
- 180-Day Comfort Guarantee on qualifying installs
Prefer to talk? Call or text (518) 719-5614
4.9 out of 5from 250+ Google reviews across Upstate NY & Vermont
Ready for one system that heats and cools — with no ductwork?
Free estimate, rebates filed for you, installed in days. Talk to a Mitsubishi Diamond Contractor ELITE.