18 months, 0% interest
Equal monthly payments on approved credit. The most popular option for single- and two-zone systems.
Apply nowFinancing & rebates
Heat Pump Financing — 18 Months, 0% Interest
Comfort now, pay over time. Apply in minutes, rebates applied first, no prepayment penalty.
- Mitsubishi Diamond Contractor ELITE
- 12-year parts & labor warranty
- 180-Day Comfort Guarantee
- Veteran-owned since 2013
Answering now · 24 hours, 7 days
Book by phone any hour — no hold, no voicemail
Call (518) 333-7431 day or night, weekends and holidays. Our AI booking assistant answers on the first ring and puts you straight on the schedule.
- Free estimates
- Service & repair calls
- Annual cleanings
- No heat / no cooling
Call 24/7 · (518) 333-7431
Want a live person? Office (518) 719-5614, Mon–Fri 8–5.
Rather type? Chat or request online.
Longer-term plans
Lower monthly payments for whole-home conversions, through Synchrony. Often less per month than the oil bill you're replacing.
Apply nowRebates first
Your NYS Clean Heat rebate (confirmed at the free estimate) comes off the invoice before financing, so you borrow less.
Check rebatesFinancing questions
What financing do you offer?
18 months at 0% interest with equal monthly payments on approved credit, plus longer-term plans through Synchrony for larger whole-home projects. Many single-zone systems come in under $100 a month; the payments are often less than the fuel bill they replace.
How do I apply?
Online in minutes through our Synchrony financing application — use the Apply for Financing button on this page. You can also apply with us at your in-home visit. We apply rebates first so you finance the smaller number.
Can I combine financing with rebates?
Yes. The NYS Clean Heat or Efficiency Vermont rebate comes off the invoice as an instant discount, and you finance the balance.
Is there a prepayment penalty?
No. Pay it off early any time.
Does financing cover water heaters and furnaces too?
Yes — any installation we do, including RUUD furnaces, central air, boilers and water heaters.
What about NYS energy loans?
New York's Residential Financing programs (through NYSERDA, income-based) may offer low-interest loans for qualifying homeowners. We'll tell you if you qualify and how it compares with our 0% plan.
Secure application · Synchrony
Apply for financing in minutes
0% for 18 months with equal monthly payments, or longer terms for whole-home systems — on approved credit. The application is handled securely by Synchrony; most decisions come back in minutes.
NYS Clean Heat · Efficiency Vermont
See what you qualify for
Rebates Available
New York homeowners switching from oil, propane or electric baseboard to a Mitsubishi cold-climate heat pump qualify for National Grid or NYSEG rebates, and Vermont homes qualify through Efficiency Vermont plus utility bonuses. Rebate amounts change by program and tier — we tell you exactly what your home qualifies for at the free in-home estimate and handle the entire application for you.
4.9 out of 5from 250+ Google reviews across Upstate NY & Vermont