Cost Savings Calculator

Your heating system is burning cash

Most homeowners have no idea what their heating & cooling really costs. In about 2 minutes this free tool shows your real annual cost, what you’d spend with each of three Mitsubishi heat pump options, and how much of what you already pay could go toward the system instead. All figures are estimates, not exact.

Have these handy (2 minutes, close is fine)
Don’t know a number? Tap “Not sure” and we use typical figures for a home like yours. Every result is an estimate, not exact.
Finish it and get $250 off — your report includes a savings code worth $250 off a new Mitsubishi system when you give it to your sales rep at your free estimate.
Free · No obligation · Nobody calls unless you ask us to

Cost Savings Calculator

In about 2 minutes you'll see what your current heating and cooling really costs, what you’d spend with each of three Mitsubishi heat pump options, and how much of what you already pay could go toward the system instead. All figures are estimates, not exact.

Rebates make these numbers better. NY and VT heat pump incentives change often and the programs close when funding runs out — we confirm your exact rebate at the free in-home estimate and handle the entire application for you.
1Your Home
2What You Use
3Your Goals
✓Report

Where is your home?

Your ZIP sets your winter climate and local energy prices. Type it and we'll look it up automatically.

How you heat — and what it uses

Use what you remember. Oil and propane are easiest by the gallon for the whole year; everything else by the month. Close is fine.

Your whole bill — lights, appliances, everything. On budget billing? Use that payment.
$
Anything that helps your main system.
Your energy spend today
—/ month
— per year ·
Estimate from what you entered — not exact.
Your bill: total ÷ kWh used (supply + delivery).
$
Worked out from what you entered. Overwrite if you know your real usage.
Select your heating fuel to load local average prices.
Pre-filled estimate based on your home and climate.
Please choose what heats your home and enter your electric bill.

What do you want to fix?

Optional — these go straight to your estimator so the visit covers exactly what bothers you.

When are you hoping to do this?

Free · No obligation · Nobody calls unless you ask us to
Cost Savings Calculator — Home Energy Report
—
Mitsubishi Diamond Contractor ELITE Veteran-owned ★ 4.9 / 5 · 250+ Google reviews
Superior CO-OP HVAC 2531 NY-22, Cambridge, NY 12816
(518) 719-5614 · scoophvac.com
Your full report is on its way to your inbox.
You spend this on energy today
—/ month
— per year — electric, fuel, other heat and hot water (estimate, not exact)
—freed up every month with the option we recommend — money that can pay for the system instead
—5 years of doing nothing (at 4%/yr energy inflation)
You earned an instant $250 off
—
Give this code to your Superior CO-OP HVAC sales rep at your free in-home estimate and $250 comes straight off your installed price — our thank-you for doing the Cost Savings Calculator first. Valid through —. One per household; applies to a new Mitsubishi system installed by Superior CO-OP HVAC. It’s also in the email we just sent you.
See the full breakdownBill-by-bill table, charts, the redirect slider, financing timeline and all the math

Choose how much of today’s spend to redirect

Slide it. The money you point at a system instead of the fuel company is what buys it — without raising what leaves your account each month.
$0 / mo—
Redirected each month
—
taken from what you already pay — your monthly total stays —
Carries about
—
of system over 11 years at 9.99% APR
Interest-free start
18 months
of that payment go straight to paying the system down before any interest begins
Estimates, not exact. Financing subject to credit approval; your rebate comes off the price first, so the system this covers is bigger than shown.

Buy the system with the money you already spend

Every option above frees up part of what you pay for energy today. Point that money at a system payment instead of the fuel company and your monthly total doesn’t change — only who you’re paying. Superior CO-OP HVAC finances qualified buyers for up to 11 years at 9.99% APR — and the first 18 months are interest-free, so every dollar of your payment pays the system down before any interest starts.

Your rebate is the second lever. New York and Vermont heat pump incentives come off the price before the payment is set, so the system your freed-up money covers is bigger than the figures here. We confirm your exact rebate at the free in-home estimate and handle the entire application. Estimates, not exact; financing subject to credit approval.

Where your money goes — today vs. each option

Monthly averages. What disappears from the red rows is yours to redirect toward a system payment.

What you'd pay each month

All energy, monthly average. Red is today; green is each Mitsubishi option.

How the bills shift

Electric goes up; fuel, other heat and hot water go down more.
ElectricHeating fuelWood / pellets / otherHot water

The gap grows every year

Cumulative 5-year spend at 4%/yr energy inflation. The space between the lines is your cost of doing nothing.
Do nothingSingle-zoneHybridWhole-home

Rebates make every number above better

New York and Vermont heat pump incentives can take thousands off a qualifying Mitsubishi installation — but the tiers change and the programs close when funding runs out. We tell you exactly what you qualify for at the free in-home estimate and handle the entire rebate application for you. Every month of delay is a month of the costs above, paid in full. Request your free in-home estimate →

See the full math — side-by-side table, energy use and sources
Do Nothing Single-Zone 1:1 Hybrid Whole-Home H2i®

Heating and cooling only (the budget table above adds your baseline electric, other heat and hot water). Green = money kept vs. doing nothing. All figures are estimates rounded to whole dollars. Mitsubishi H2i® scenarios include cooling at SEER2 ~18.

Data Sources & Calculation Notes